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Funding Fee Tables Houston

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Note :The funding fee for regular military first time use from 1/1/04 to 9/30/04 is 2.2 percent. This figure drops to 2.15 percent on 10/1/04.

Type of Veteran
Down Payment
First Time Use
Subsequent Use for loans from 1/1/04 to 9/30/2011
Regular Military None

5% or more (up to 10%)

10% or more
2.15%

1.50%

1.25%
3.3% *

1.50%

1.25%
Reserves/ National Guard None

5% or more (up to 10%)

10% or more
2.4%

1.75%

1.5%
3.3% *

1.75%

1.5%


Cash-Out Refinancing Loans


Type of Veteran
Percentage for First Time Use
Percentage for Subsequent Use
Regular Military
2.15%
3.3% *
Reserves/ National Guard
2.4%
3.3% *

* The higher subsequent use fee does not apply to these types of loans if the veteran’s only prior use of entitlement was for a manufactured home loan.

Other Types Of Houston Loans


Type of Loan
Percentage for Either Type of Veteran Whether First Time or Subsequent Use
Interest Rate Reduction Refinancing Loans
.50%
Manufactured Home Loans
1.00%
Loan Assumptions